Retiree 2027 Open Enrollment
2027 Open Enrollment Period
CalPERS has designated September 14, 2026, through October 9, 2026, as the Open Enrollment window, with changes taking effect January 1, 2027. If you are not making changes to your coverage, no action is needed.
During Open Enrollment, you may:
- Elect a plan based on your health needs and cost impact
- Add/remove dependents to your health, dental, and/or vision plans
- Discontinue your existing coverage
Additional Informational
Dental & Vision
Existing Enrollees (Making Changes): Contact Desiree Johnson at PayPro Administrators, EMWD’s third party administrator, at desireej@pagroup.us or (951) 656-9273, ext. 221. Information regarding dental and vision plan options will be issued through the mail by PayPro.
New Enrollees (First-Time Enrollment): Contact Brigett Matta for enrollment form, which must be submitted with required dependent documentation (marriage license and/or birth certificate) by 4 p.m. on Friday, October 9, 2026.
The following are high-level coverage overviews:
| Coverage Tier | Delta Dental (Base / Buy-Up) | EyeMed Vision (Base / Buy-Up) |
| Retiree Only | $50.02 / $86.44 | $7.48 / $11.31 |
| Retiree + 1 Dependent | $85.03 / $147.43 | $14.45 / $21.84 |
| Retiree + Family | $130.04 / $232.71 | $20.44 / $30.89 |
CalPERS Health Plans
Retirees enrolled in a CalPERS Health plan pay premiums via pension deduction and receive disbursements through PayPro up to the maximum reimbursement based on their vested retiree medical benefit noted below. EMWD pays the Minimum Employer Contribution (PEMHCA) directly to CalPERS ($167.00/month for 2027, which will be applied towards your premium.
To make plan changes, contact CalPERS directly at (888) 225‑7377.
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CalPERS Group Medicare Advantage (PPO) Plan and Blue Shield of California Medicare Rx Plan
PERS Gold Supplement to Medicare
PERS Platinum Supplement to Medicare
| Hire Date | Retiree Only | Retiree +1 | Retiree + Family |
| Retiree Hired Prior to August 1, 2005 | $1,054 | $2,268 | $2,988 |
| Retiree Hired on or after August 1, 2005 and before March 26, 2014* | $1,054 | $2,268 | $2,988 |
* Reflects maximum contribution for 100% vested retirees (20+ years of service). Actual contribution is prorated based on CalPERS credited service percentage.
Reminder: You must enroll in Medicare by age 65 to keep your CalPERS health coverage. Be sure to visit the available health plan offerings in combination with Medicare on the CalPERS website
Standalone Kaiser Permanente Plan (Kaiser ‘A’)
Standalone Kaiser Permanente Plan (Kaiser A) will continue to be offered alongside the CalPERS plans. EMWD pays Kaiser directly up to the maximum vested retiree benefit. The 2027 Kaiser ‘A’ premiums** and maximum contribution amounts are outlined below.
| Retiree Only: $1,091.73 | Retiree +1: $2,180.40 | Retiree +Family: $2,825.61 |
**Kaiser Permanente Senior Advantage Rates will differ depending on the combination you are in.
| Hire Date | Retiree Only | Retiree +1 |
Retiree +Family |
| Retiree Hired Prior to August 1, 2005 | $1,221 | $2,435 | $3,155 |
| Retiree Hired on or after August 1, 2005 and before March 26, 2014* | $1,221 | $2,435 | $3,155 |
* Reflects maximum contribution for 100% vested retirees (20+ years of service). Actual contribution is prorated based on CalPERS credited service percentage.
You must enroll in Medicare by age 65 to keep your Kaiser health coverage. Be sure to visit the available Senior Advantage health plan offerings in combination with Medicare:
Switching Between Plans
- CalPERS to Kaiser A: Contact Brigett Matta and notify CalPERS that you are dropping their plan
- Kaiser A to CalPERS: Contact CalPERS to enroll in a desired plan as well as contact Brigett Matta to drop Kaiser ‘A.’