EMWD Retiree Benefits
Overview of 2024 Benefits
Medical Insurance
2024 District Maximum Monthly Contribution Rates*
| Coverage | Amount |
| Retiree Only | $980 |
| Retiree + 1 Dependent | $1,957 |
| Retiree + Family | $2,535 |
*PEMHCA value is included in rates above
For the 2024 calendar year the PEMHCA monthly amount is $157, which will be applied towards the premium. The maximum amount the District will reimburse for premiums deducted by CalPERS are noted below:
| Hire Date | Retiree Only | Retiree +1 | Retiree + Family |
| Retiree Hired Prior to August 1, 2005 | $823 | $1,800 | $2,378 |
| Retiree Hired on or after August 1, 2005 and Before March 26, 2014* | $823 | $1,800 | $2,378 |
*Up to maximum reimbursement based on vested medical benefit
Reminder: You must enroll in Medicare by age 65 to keep your CalPERS coverage. Be sure to visit the available health plan offerings in combination with Medicare.
CalPERS Health Benefit Summary
2024 CalPERS Health Benefit Summary
Kaiser A
2024 Kaiser A Summary of Benefits and Coverage (SBC)
2024 Kaiser 'A' Senior Advantage SBC
2024 Kaiser ‘A” Senior Advantage Dental
| Coverage | Amount |
| Retiree Only | $781.21 |
| Retiree + 1 Dependent | $1,560.21 |
| Family + Family | $2,021.93 |
**Kaiser Permanente Senior Advantage Rates will be different depending on the combination you are in.
Dental Insurance – Delta Dental
| Coverage Tier | DPPO Base Monthly Rate | DPPO Buy-up Monthly Rate |
| Retiree Only | $50.02 | $83.20 |
| Retiree + 1 Dependent | $85.03 | $141.44 |
| Retiree + Family | $130.04 | $216.31 |
Vision Insurance EyeMed
| Coverage | Monthly Rate |
| Retiree Only | $7.07 |
| Retiree + 1 Dependent | $13.65 |
| Retiree + family | $19.31 |
PayPro Contact Information
Login as an existing user Link
Phone: 951-656-9273
Representatives: Desiree Johnson desireej@pagroup.us; Gabby Reyes gabbyr@pagroup.us
Life Insurance – Unum
If you need to make an update to your current beneficiaries on file please complete the above form and submit to Human Resources: askhrinfo@emwd.org
Nationwide Contact Information
Phone: 888-401-5272
Representative: Martha Ocampo, Marta.ocampo@nationwide.com
Retirement Information
CalPERS Retirement Planning Guide
CalPERS Phone: 888-225-7377